What the Wind Mitigation Inspection Evaluates:
1. Roof Covering
- Type (e.g., shingle, tile, metal)
- Date of Installation
- Whether it meets Florida Building Code standards
2. Roof Deck Attachment
- How the roof sheathing is attached to the trusses (e.g., nails vs staples)
- Nail size, spacing and quantity
3. Roof-to-Wall Connection
- Type of connectors (e.g., toenails, clips, hurricane straps)
- Strength of the connection
4. Roof Geometry
- Shape of the roof (e.g., hip gable, flat)
- Hip roofs are generally more wind-resistant and get better discounts
5. Secondary Water Resistance (SWR)
- A waterproof layer under the roof covering
- Helps prevent water intrusion if the roof is damaged
6. Opening Protection
- Whether windows, doors and skylights have impact-resistant coverings (e.g., hurricane shutters or impact glass)
- Must be tested and rated for large missile impact
Why is a Wind Mitigation important?
- Potential insurance savings: Homes with strong wind-mitigation features can save hundreds to thousands of dollars annually.
- Peach of mind: You'll know how prepared your home is for storms.