The Four Key Components Inspected Are:
1. Roof
2. Electrical System
3. Plumbing System
4. HVAC (Heating, Ventilation and Air Conditioning)
Insurance companies want to minimize risk. These four systems are most likely to cause major damage if they fail (e.g., fires, floods, mold).
A 4-point inspection is not as comprehensive as a full home inspection. It doesn't assess the foundation, windows, doors, appliances, or insulation unless related to one of the four categories.
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